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高先生现年41岁,10年前与大学同学在上海某高科技园区共同创立了一家医药生产有限责任公司,双方各占50%的股份。2010年年底公司净资产有7000万元,税前净利润700万元,股东都不领工资,税后利润全部分红。太太现年38岁,在家照顾孩子。大女儿现年11岁,读小学六年级;儿子5岁,目前读幼儿园大班。全家月消费支出4万元,子女年学费支出各6万元。金融资产方面,持有人民币存款600万元,在香港存有80万美元,还有银行6个月理财产品200万元及2年期信托300万元,收益率8%。
Mr. Gao is 41 years old and co-founded a pharmaceutical production limited liability company with a university classmate in a high-tech park in Shanghai 10 years ago, each holding 50% of the shares. The end of 2010 the company’s net assets of 70 million yuan, net profit before tax 7 million yuan, shareholders do not receive wages, after-tax profits all dividends. My wife is 38 and takes care of her children at home. The eldest daughter is 11 years old, sixth grade primary school; son 5 years old, currently attending kindergarten class. The whole family monthly spending 40,000 yuan, the annual expenditure of children 60,000 yuan each. In terms of financial assets, it held RMB6 million in RMB deposits, 800,000 USD in Hong Kong, another RMB2 million of 6-month wealth management products of banks and RMB3 million of 2-year trusts with a yield of 8%.