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随着我国国民经济的不断发展,大中小企业已然成为我国国民经济中不可或缺的组成部门,大中小企业的不断发展对我国市场经济的运行具有重要的现实意义,是促进我国社会生产、生活水平不断提高的重要推动力,极大地推进了我国国民经济的增长,缓解了我国庞大的就业压力,成为我国社会全面发展的关键所在。但与此同时,大中小企业对商业银行的信贷风险日益增加,对信贷风险的分析与防范成为了大中小企业发展的重中之重。
With the continuous development of our national economy, SMEs have become an integral part of our national economy. The continuous development of SMEs plays an important and practical role in the operation of the market economy in our country. It is an important measure to promote social production and life in our country The important impetus for the continuous improvement of the level has greatly promoted the growth of our national economy and alleviated the huge employment pressure in our country and has become the key to the all-round development of our society. However, at the same time, the credit risk of commercial banks is increasing day by day. The analysis and prevention of credit risk has become the most important factor for the development of small, medium and large enterprises.