目前,国家3年期凭证式国债已在全国各地陆续发行,笔者在争相购买的人流中,下意识地发现一个问题:人流中农民少而又少,而山村农民则近乎绝迹。这种反常现象,引起了笔者的深思。自1991年后国家对国库券的发行一改过去政治动员、行政摊派的方式而为承购包销、自愿购买的办法后,随着国家经济实力的日益增强,国库券的兑付率增高、投资收益额增大,加之其安全效能好的缘故,城里人争相购买。从此,国债和农民的关系愈来愈淡漠了,究其原因主要有以下四点:一是自国债不再向农村实行行政摊派后,农民群众购买国债的数量和人次就明显减少,国债在农村人的印象逐渐淡漠。二是随着国家改革开放政策的逐步深入,以及经济的迅速发展,城镇居民的收入越来越多,投资观念 At present, the national 3-year voucher type treasury bonds have been issued all over the country. The author unconsciously found a problem in the flow of people who competed to purchase: there were few and fewer peasant farmers, and the mountain village peasants almost went extinct. This anomaly has aroused the author’s deep thought. Since 1991, when the government issued a plan of underwriting and buying voluntarily instead of the method of political mobilization and administrative apportionment after the issuance of treasury bills by the state, the exchange rate of treasury bills increased with the increasing economic strength of the country. Large, coupled with its good safety performance, the city competing to buy. Since then, the relationship between government bonds and peasants has become more and more indifferent. There are mainly four reasons for this: First, since the government bonds are no longer being apportioned to the rural areas, the peasants’ purchasing of treasury bonds has obviously decreased in number and number of visits; People’s impression gradually indifferent. Second, with the gradual deepening of the national policy of reform and opening up and the rapid economic development, the income of urban residents is more and more, the investment concept