预付式消费作为一种新的经营模式,对于促进消费、刺激商品交易发挥着积极作用,因而在近些年得到了迅速的发展。但是由于目前相关的法律法规并不完善,致使消费者与商家产生许多纠纷,消费者维权非常困难。为了确保消费者的合法权益不受侵害,促进民生建设,对预付式消费进行法律保护就显得尤为迫切。 As a new business model, prepaid consumption has played a positive role in promoting consumption and stimulating the trading of commodities, and thus has enjoyed rapid growth in recent years. However, due to the current laws and regulations are not perfect, resulting in many disputes between consumers and businesses, consumer rights protection is very difficult. In order to ensure that the legitimate rights and interests of consumers are not infringed on, and promote people’s livelihood, legal protection of prepaid consumption is particularly urgent.