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难!难!难!三个难字一语道出科技型中小企业融资难的心声。由于科技型中小企业规模小、经营水平有限、抵押担保不到位、财务信息非真实性等,不少企业的发展仍受制于融资瓶颈。然而,在企业抱怨融资难的同时,中小企业却已成为各大银行“出镜率”最高的词汇之一。据《中国银行家调查报告2009》显示,中国银行家当前对于中小企业贷款的关注度普遍提高,在调查“未来公司金融业务的发展重点”发现时,80%的银行家选择了中小企业贷款。据了解,上海主要银行
Difficult! Difficult! Three hard words in a language of small and medium-sized technology-based SMEs difficult voices. Due to the small scale of science and technology SMEs, the operating level is limited, the mortgage guarantee is not in place, the non-authenticity of financial information, the development of many enterprises are still subject to financing bottlenecks. However, while companies complain about the difficulty of financing, SMEs have become one of the highest vocabulary of major banks. According to the “China Banker Survey 2009”, Chinese bankers are generally paying more attention to SME loans. When they surveyed “the development priorities of the future corporate finance business”, 80% of the bankers chose small and medium enterprises loan. It is understood that Shanghai’s major banks