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现阶段,P2P网络借贷平台已经成为了我国金融市场发展中不可或缺的组成部分,具有快捷性与方便性,但是在近几年的快速发展中,其诸多问题得以暴露,严重影响了金融的稳定发展,甚至对社会发展产生制约。本文主要探究了P2P网络借贷平台的三种运营模式,并针对其风险问题提出防范措施,以此推动金融市场的规范发展。
At this stage, P2P online lending platform has become an integral part of the development of China’s financial markets, with the convenience and convenience, but in the rapid development in recent years, many of its problems have been exposed, seriously affecting the financial Stable development and even social development constraints. This article mainly explores the three operating modes of the P2P network lending platform and puts forward preventive measures against their risk issues so as to promote the standardization of financial markets.