中共中央十五届五中全会公报指出 :巩固和加强农业的基础地位 ,确保国家粮食生产 ,积极调整农业结构 ,实现农民收入持续增长是今后五年一项重要的工作任务。为全面了解农村地区经济发展资金供求状况 ,最近 ,我们进行了专项调查。调查发现农村资金需求与信贷资金有效供给的矛盾 The communique of the Fifth Plenary Session of the 15th Central Committee of the Communist Party of China pointed out: To consolidate and strengthen the basic position of agriculture, ensure the state’s grain production, actively adjust agricultural structure and achieve sustained growth of peasant income are an important task for the next five years. In order to fully understand the supply and demand of funds for economic development in rural areas, we conducted a special survey recently. The survey found the contradiction between the rural capital demand and the effective supply of credit funds