侨批体现在经济上的贡献不仅仅在于对家乡经济的支持,而更有意义的是培植了一批批以侨批业的经营者和从业者,带动了家乡与侨居地在金融领域的发展,在侨居地就出现了以经营侨批业而起家进而发展成为银行经营者的实例。在家乡由于侨批业的兴起,出于资金周转的需要等原因而使家乡的钱庄等民间金融机构的兴起,并形成网络与东南亚的华侨金融网络的对应关系。当然,也有先经营银行,在民国后期侨批业进人大发展时期,再经营侨批信局的实例。新加坡的华侨银行在侨批兴盛的时代于摈城、仰光、香港、上海、厦门等主要城市设立分行,形成了经营网络。华侨银行也经营在仰光、槟城经营侨批业,在侨批业网络已形成的时代与华侨金融业的网络有交叉渗透和互相不交叉各自发展的地方,本文将结合实物为例来分析它们之间的互相对应的关系。 It is more significant that the overseas payment reflects its economic contribution not only to the support of the hometown economy, but more significantly to the cultivation of a batch of operators and practitioners who have approved overseas businesses to bring about the development of their hometown and their residence in the financial field , Appeared in the country of residence in order to start operating overseas Chinese business and then developed into a bank operator example. The rise of overseas financial institutions such as banks in their hometowns due to the rise of overseas businesses in the hometown and the need for cash flow and the formation of a correspondence between the network and the overseas Chinese financial network in Southeast Asia. Of course, there are also banks that operate banks first. During the latter part of the Republic of China, overseas Chinese enterprises entered the era of great development, and then they operated the examples of overseas approval bureau. Singapore’s OCBC established branches in major cities such as Penang, Yangon, Hong Kong, Shanghai and Xiamen in the era of overseas approval, forming a business network. OCBC also operates overseas Chinese businesses in Yangon and Penang. In the era when the overseas Chinese business network has been formed, there is a cross-infiltration and mutual non-crossover development with the overseas Chinese financial industry network. The correspondence between them.