目前我国对中小企业的扶持,还缺乏全面的、系统的政策法律制度措施,在破解中小企业融资难问题上也还没有非常有效的实际举措。纵观世界各国经济发展,我们不难发现其中的一个基本规律,即中小企业无一例外在国家经济结构中都起着基础性的作用。仅以北京市为例,2012年,全市规模以上中小企业全年实现营业收入5.1万亿元,占全市规模以上企业营业收入的46%,实现利润总额 At present, China’s support for SMEs still lacks a comprehensive and systematic policy, legal system and measures, and there is no very effective practical measure to solve the problem of financing for SMEs. Looking at the economic development of all countries in the world, we can easily find out one of the basic rules that all SMEs play a fundamental role in the country’s economic structure. For example, in Beijing alone, in 2012, the SMEs above designated size in the city achieved operating revenue of 5.1 trillion yuan, accounting for 46% of the total revenue of enterprises above the designated size in the city, achieving a total profit