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委托贷款是委托者将其可以自主支配的资金委托金融信托机构按照指定的项目、对象和用途发放贷款。并由金融信托机构监督资金使用,到期收回本息的委托业务。它是我国在经济体制改革过程中由金融信托机构开办的一项业务。对于改变单一的“资金供给制”,解决企业主管部门与下属企业无偿占用资金的矛盾,起到了有益的作用。但是我们在对某银行的委托贷款业务的检查中发现了不少问题。如经营不规范、搞假委
Entrusted loan is entrusted by the trustor entrusts the financial trust agency to grant the loan according to the designated project, object and purpose. By the financial trust agencies to supervise the use of funds, the principal and interest recovery due to entrust business. It is a business run by financial trusts in our country during the process of economic restructuring. This has played a beneficial role in changing the single “capital supply system” and in resolving the contradiction between the departments in charge of enterprises and the subordinate enterprises taking up funds at no cost. However, we found a lot of problems in the inspection of the commissioned loan business of a bank. Such as operating non-standard, engage in false appoint