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在我国工业化生产过程当中,由于缺乏规范有效的管理措施,加之企业自身的环保意识较低,严重污染自然生态环境的事件时有发生,例如雾霾、沙尘暴、地下水污染、土壤重金属污染等,一方面阻碍了我国社会与生态环境的长远可持续发展;另一方面,对企业自身的经营也构成威胁。目前,欧美等发达国家的环境污染责任保险发展较为成熟,作用效果良好,而我国的环境污染责任保险还处于起步阶段。本文基于作者自身的实际工作与学习经验,首先分析了我国环境污染责任保险发展存在的问题,然后主要提出解决问题的应对策略,以期能对我国环境污染责任保险的发展与推广应用起到促进作用。
In China’s industrialized production process, due to the lack of standardized and effective management measures, combined with their own low awareness of environmental protection, serious pollution of natural ecological events have occurred, such as smog, dust storms, groundwater pollution, heavy metal pollution of soil, a Which hindered the long-term sustainable development of our society and ecological environment; on the other hand, it posed a threat to the operation of enterprises themselves. At present, developed countries in Europe and the United States and other developed countries are more mature in environmental liability liability insurance, the effect is good, and our country’s environmental pollution liability insurance is still in its infancy. Based on the author’s own practical work and learning experience, this paper first analyzes the existing problems in the development of environmental liability insurance in China, and then proposes the solutions to the problems so as to promote the development and promotion of environmental liability insurance in China. .