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目前,互联网技术、信息通信技术在全世界范围内已取得了重大进步,推动互联网与金融的融合,加快发展互联网金融对于促进传统金融业务创新,提高金融资源配置效率具有十分重要意义。在此背景下,我国互联网金融如何发展是一个值得研究的课题,通过对我国如何发展互联网金融进行深层次研究,对于如何引导我国互联网合理、健康发展具有重要的现实意义,本文通过对我国互联网金融的模式进行了研究,分析了其存在的风险,并提出了我国互联网金融发展的路径。
At present, Internet technology and information and communication technologies have made great strides all over the world. It is of great significance to promote the integration of Internet and finance and accelerate the development of Internet finance for promoting innovation in traditional financial services and improving the efficiency of financial resources allocation. In this context, how to develop the Internet finance in our country is a topic that deserves to be researched. Through deep research on how to develop Internet finance in our country, it has important practical significance for how to guide the rational and healthy development of the Internet in our country. The paper analyzes the risk of its existence and puts forward the path of the development of internet finance in our country.