论文部分内容阅读
市场经济的大潮冲击着各行各业,金融业也不可避免地被卷了进去。为了不断适应市场经济的发展要求,金融界高层权威人士作出了重要改革举措:银行不能全部由国家包下来,必须逐步向商业性过渡。各专业银行在向商业银行转轨过程中,把放贷的安全性作为首要追求,抵押贷款便应运而生,在各银行悄然兴起,并呈发展态势,成为有些银行的“压台戏”。
The tide of market economy has impacted all walks of life and the financial industry has inevitably been rolled into it. In order to constantly adapt to the requirements of the development of a market economy, the top authorities in the financial sector have made important reform measures: banks can not be totally covered by the state but must be gradually commercialized. In the course of their transition to commercial banks, all specialized banks regard the security of lending as the primary pursuit. As such, the mortgage loans have emerged as the times require. Banks have quietly emerged and are in a state of development, and have become the banks’ “banks”.