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外资保险公司可以采取怎样的设立形式? 根据我国入世有关承诺的内容,外资保险公司在中国的设立形式包括3种:即中外合资保险公司、外资独资保险公司和外国保险公司在中国设立的分公司。条例明确规定了这3种形式的外资保险公司。关于资本方面的要求,条例规定,合资保险公司和独资保险公司的注册资本最低限额为2亿元人民币或者等值的自由兑换货币,并且必须为实缴货币资本。外国保险公司的出资应当为可自由兑换货币。外国保险公司分公司应当由其总公司无偿拨给至少2亿元人民币等值的自由兑换货币的营运资金。同时,根据外资保险公司业务范围、经营规模,中国保监会可以提高上述注册资本或者营运资金的
According to the contents of our country’s accession to WTO commitments, the establishment of foreign-funded insurance companies in China includes three types: the joint-venture insurance companies, foreign-owned insurance companies and foreign insurance companies in China set up branch offices . The regulations clearly stipulate these three forms of foreign insurance companies. With regard to capital requirements, the regulations stipulate that the minimum registered capital of joint-equity insurers and wholly-owned insurance companies shall be 200 million yuan or the equivalent of freely convertible currency and must be paid-in money capital. The contribution of a foreign insurance company should be freely convertible currency. The branches of foreign insurance companies shall be allocated by their head office free working capital of at least 200 million yuan in freely convertible currencies. At the same time, according to the scope of business and the scale of operation of a foreign-funded insurance company, the CIRC may increase the above-mentioned registered capital or working capital