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国家计委最近提出，“八五”时期及今后十年，工业企业必须积极推进技术进步，以现代技术改造传统产业，建立新的高技术产业，走以内涵为主扩大再生产的道路。因此，九十年代我国工业发展面临着从粗放经营向集约经营，从速度型向效益型、科技先导型、资源节约型的战略转变。技改信贷工作要适应这个转变，必须从过去支持企业走外延扩大再生产的路子，转向支持企业以提高经济效益为中心的技术进步，走以内涵扩大再生产为主的发展道路。这要求我们从以下几方面把握技改贷款投向：
Recently, the State Development Planning Commission said that during the period of the Eighth Five-Year Plan and in the next 10 years, industrial enterprises must actively promote technological progress, transform traditional industries with modern technology, establish new high-tech industries, and take the connotation as the main way to expand reproduction. Therefore, in the 1990s, China’s industrial development is facing a strategic shift from extensive management to intensive management, from speed-oriented to efficiency-oriented, science and technology-oriented, and resource-saving. In order to adapt to this change, the credit reform of technological upgrading must go from the path of supporting the expansion of reproduction by enterprises in the past to the technological progress of supporting enterprises in order to enhance economic efficiency, and take the development path featuring expansion of content and reproduction as the center. This requires us to grasp from the following aspects to invest in technological innovation loans: