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在借贷融资活动中,由于企业的法律意识较为薄弱,其面临着各种法律风险,需要对风险进行防范和应对。本文拟从广仲近年来受理的几件典型借贷融资纠纷案件入手,阐述企业在签订、履行借贷融资合同时需注意的风险防范,探讨企业对在借贷融资中已经出现的法律风险的应对措施。通过各个阶段的法律风险防范和治理,使得企业在借贷融资过程中得以合理控制风险,实现效益最大化。
In the lending and financing activities, due to the weak legal awareness of enterprises, they face various legal risks and need to guard against and respond to the risks. This article intends to start with several typical cases of loan financing disputes accepted by Guangzhong in recent years and elaborates the precautions that enterprises should pay attention to when signing and fulfilling lending and financing contracts and discusses the enterprises’ response to the legal risks that have emerged in lending and financing. Through the prevention and control of legal risks in all stages, enterprises can reasonably control risks and maximize benefits in the process of lending and financing.