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中小企业作为我国国民经济的重要组成部分,无论在承担就业还是促进经济增长方面,都扮演着无法取代的角色。然而,近年来,中小企业的发展受到严重的制约,其中融资难是限制其发展的一大主要因素。供应链金融作为一种创新型的融资方式,它的出现使得中小企业融资难的现状得到了一些缓解。文章通过分析中小企业融资现状及成因、供应链金融相关模式,然后分析供应链金融在解决中小企业融资难方面的优势,最后再分析供应链金融存在的问题并提出一些针对性的建议,来促进供应链金融更好的为中小企业服务。
As an important part of our national economy, SMEs all play an irreplaceable role in undertaking employment or promoting economic growth. However, the development of SMEs has been severely restricted in recent years, of which financing is a major factor limiting its development. Supply chain finance as an innovative financing method, its emergence makes the current situation of SME financing has been somewhat alleviated. By analyzing the current situation and causes of financing of SMEs and the related models of supply chain finance, the article analyzes the advantages of supply chain finance in solving the financing difficulties of SMEs. Finally, it analyzes the problems in supply chain finance and puts forward some pertinent suggestions to promote Supply Chain Finance better serve SMEs.