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1.社会保障面狭窄,待遇标准不一。社会保障制度的对象应当是全体社会成员,这样社会保障才能在全社会范围内真正起到社会稳定机制的作用。但受到我国社会生产力发展水平和国家财力的制约,社会保障的覆盖面基本上局限于城镇,农村地区只拥有若干临时性的、地区性的救灾济贫项目,以及对少数特定成员实行了某些低水平的保障措施。对于占我国人口绝大多数的广大普通农民来说,基本上是被排除在社会保险体系之外的。
1.Social security is narrow, different standards of treatment. The object of the social security system should be all members of the community so that social security can really play the role of a social stability mechanism within the whole society. However, constrained by the level of development of social productive forces in our country and state financial resources, the coverage of social security is basically confined to cities and towns. There are only a few temporary and regional disaster relief and poverty alleviation projects in rural areas and certain low-level Safeguards. For the vast majority of ordinary peasants who make up the overwhelming majority of our population, they are basically excluded from the social insurance system.