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部分银行应转变观念,调整片面追求市场占有率和销售利润的营销战略,建立内部控制和风险管理体系。同时,应严格审查借款人资信状况,加强对借款用途的监控,加强贷前审核、贷中监控、贷后追踪,认真做好发放贷款、管理贷款、收回贷款等各个环节的审查和落实。近期,北京市朝阳区人民法院发布了《金融机构商事诉讼白皮书(2014-2015年度)》(以下简称《白皮书》),《白皮书》显示,自2014年开始,银行涉诉案件数量
Some banks should change their mindset, adjust one-sided marketing strategy of pursuing market share and sales profit, and establish internal control and risk management system. At the same time, we should scrutinize the borrower’s credit status, strengthen the monitoring of the use of borrowings, strengthen the pre-loan audit, credit monitoring, post-loan tracking, conscientiously do a good job in reviewing and implementing loans, loans management and loan recovery. Recently, the People’s Court of Chaoyang District, Beijing released the “White Paper on Commercial Litigation in Financial Institutions (2014-2015)” (the “White Paper”). The “White Paper” shows that since 2014, the number of bank-related cases