“房贷三假”就是指房地产市场的“假按揭”、“假首付”、“假房价”等“三假”行为。据报道,中国银监会近日发布《中国银监会关于进一步加强房地产行业授信风险管理的通知》(以下简称《通知》)。即在上个月,银监会有关部门曾到上海等调研,并就 “Mortgage three fake ” refers to the real estate market “fake mortgage ”, “fake down payment ”, “fake room ” and so on “three fake ” behavior. It is reported that the CBRC recently released the “Notice of China Banking Regulatory Commission on Further Strengthening Credit Risk Management in the Real Estate Industry” (the “Notice”). That is, last month, CBRC departments have been to Shanghai and other research, and on