一、进口信用证项下授信融资业务风险在进口信用证业务中,尤其是大宗货物进口,进口商没有大笔流动资金作为保证金开证,往往到银行融资或授信开证。这样,开证行对外承担了第一性付款责任,对内向进口商予以了资金融通。现今的进口信用证业务往往包容着银行的授信融资,而银行在进口信用证业务中进行授信融资就要承担很大的风险。进口信用证业务本身是一种政策性强、技术要求 First, the risk of credit financing business under the import credit In the import of letters of credit business, especially the import of bulk goods, importers do not have a lot of liquidity as a bond issuance, often to the bank financing or credit issuance. In this way, the issuing bank to assume the responsibility of the first payment, inward importers to be financed. Today’s import letter of credit business often contain bank credit financing, while banks in the import credit business credit financing will have to bear a great risk. Import credit business itself is a policy of strong, technical requirements