为什么说“创新为王”?有一则故事说,美国有一位穷人一夜暴富,中了一张千万元的彩票。得到这笔钱后买进了大量股票和债券,但又怕放在家里不安全,于是,他想到了银行,因为银行有代客户保管证券的业务。但是,银行每年要收取3‰的保管金,这意味着他要为这批证券的保管每年付出3万美元的代价。他为此感 Why say “innovation is king?” There is a story that a poor man in the United States thrives overnight and has won a lottery ticket of 10 million yuan. After getting the money and buying a lot of stocks and bonds, but fearing being unsafe at home, he thought of the bank because the bank had securities-holding businesses on behalf of clients. However, the bank charges a deposit of 3 ‰ per year, which means he pays an annual fee of $ 30,000 for the custody of the securities. He felt so