目前,农村金融机构网点大多地处县域和城郊结合部,代发粮补和低保金的业务流量比较多,而且农村粮补户和低保户的领取人大多是中老年人,文化水平总体较低,并有结伴前来柜面办理业务的特点。因此,每个月从粮补和低保金到账发放之日开始,各营业网点就会人满为患,对其 At present, most of the outlets of rural financial institutions are located in the combination of county and suburban areas, and there are many business flows on behalf of the grain replenishment and subsistence allowances. Most of the recipients of rural grain subsidies and subsistence allowances are middle-aged and elderly people, and the overall educational level Lower, and have come together to counter the business characteristics. Therefore, each month from the date of payment of grain and subsistence allowances to the date of issuance, all outlets will be overcrowded, its