在海上保险实务中，当第三人应当负责的原因导致保险事故发生时，保险人通常为保障自身利益而要求被保险人签发“代位求偿权证书”，以证明其享有代仿求偿权，并有权以自己的名义依法向第三人提出请求、提起诉讼或仲裁。该证书有时也被称作“权益转让书”，且通常与收到保险赔 In the practice of maritime insurance, when the third person should be responsible for the reasons leading to the occurrence of the insurance accident, the insurer usually requires the insured to issue the “subrogation certificate” in order to protect its own interests so as to prove that it has the right of imitation , And have the right to request, file a lawsuit or arbitrate in accordance with the law in its own name. This certificate is sometimes referred to as a “transfer of equity,” and usually receives insurance payments