中国保监会副主席吴小平说 ,健康保险的发展大有可为 ,但不可能一蹴而就 ,切实解决当前健康保险发展的突出问题 ,是健康保险持续、快速、健康发展的当务之急。这些问题突出表现在四个方面 :一是经营主体不明确 ,市场秩序亟待规范。目前 ,国家政策对商业健康保险和社会医疗保险 Wu Xiaoping, vice chairman of China Insurance Regulatory Commission, said that the development of health insurance is promising but it can not be resolved in a single step and effectively solve the outstanding problems in the current development of health insurance. This is a top priority of health insurance in its sustained, rapid and healthy development. These problems are prominently displayed in four aspects: First, the main body of business is not clear and the market order needs to be standardized. At present, the state policy on commercial health insurance and social health insurance