经济衰退的一个特点就是消费者信心尽失、付款方缺乏信用、企业的应收账款没有回笼的保障。在这个时候,企业还要保持“先拿货、后付款”的绅士风度吗?面对下属的多家子公司,如何通过财务集中和信息化归拢资金,提高资金使用效率? One of the characteristics of the economic recession is the loss of consumer confidence, the lack of credit by the payer, and the failure of the corporate receivables to be repatriated. At this time, the enterprises also need to maintain the gentlemanly degree of “getting goods first and paying later”? How to improve the efficiency of capital utilization through subordinate subsidiaries and how to consolidate funds through financial concentration and informationization?