环境污染责任保险是以被保险人因从事保险合同约定的业务造成环境污染事故,对第三人应承担的损害赔偿责任和环境治理责任为标的的保险,它具有转移风险、降低企业经营 Environmental liability liability insurance is based on the insured person engaged in insurance contracts for the cause of environmental pollution accidents, third parties should bear the liability for damages and environmental governance responsibility as the subject of the insurance, it has the risk of transfer and reduce business management