A Research on Elements of Affecting Insurance Investment Yielding---From the Perspective of Systemic

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  Insurance market especially life insurance market has always been the business of insurance investment as an important part for the development of the company.In recent years,with the progressive liberalization of supervision of insurance investment-related laws and regulations,investment of insurance funds showed a growing trend.However,the increasing of insurance investment didnt make the insurance asset profit increase accordingly.This paper studies on Chinas insurance assets investment and the overall trend of the change of yielding with Time series model,and an empirical research about systemic risk which affecting the insurance investment yielding.The author believe that systemic risk has more severe,large scale impact on insurance investment and it the impact might take effect in shorter time.Finally,the author gives some suggestions for insurance companies to avoid systemic risks during their asset investment.
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