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新型农村养老保险是我国继取消农业税、农业直补、新型农村合作医疗等政策之后的又一项重大惠民政策,但是在实施过程中也存在很多问题。比如替代率较低、年轻人参保意愿不足、与其他社保制度的衔接不够、基金的保值增值等问题。文章对这些问题进行分析和思考并提出相关建议,以期“新农保”这一惠农政策能够持续健康运行,最大限度惠及广大农村居民,使其老有所养,保障农村居民老年基本生活。
The new rural endowment insurance is another major Huimin policy following the abolition of the agricultural tax, direct subsidies for agriculture and new rural cooperative medical care in our country. However, there are still many problems in the implementation process. Such as low replacement rate, young people lack of willingness to participate in the insurance system, insufficient cohesion with other social security systems and the preservation and appreciation of the fund. The article analyzes and ponders on these issues and puts forward relevant suggestions in the hope that the “new rural social security” policy can continue to run healthily, maximize the benefits to the vast rural population, enable them to keep their own old ways and guarantee the basic conditions for the elderly in rural areas life.