今年上半年,在积极财政政策和适度宽松货币政策的带动下,货币信贷持续高速增长,并出现了一些结构性变化。下半年,尽管绝对增量有所下降,但受政府投资项目继续投放、项目资本金比例调整、房地产市场持续回暖等因素的推动,信贷余 In the first half of this year, driven by the proactive fiscal policy and the moderately loose monetary policy, monetary credit continued its rapid growth with some structural changes. In the second half of the year, despite the drop in absolute increment, driven by such factors as the continued investment of government investment projects, the adjustment of the proportion of capital in the project and the continued real estate market recovery, the remaining credit