目前,城镇职工基本医疗保险个人帐户的管理现状已经与建立初衷相悖。为了把有限的医保基金管好、用好,建议取消城镇职工基本医疗保险个人帐户设置,这样做既能增强社会统筹基金的共济性,更符合政府担负有限责任的基本原则。 At present, the status quo of the management of personal accounts for basic medical insurance for urban workers has contravened the original intention. In order to manage and make good use of the limited medical insurance fund, it is proposed to cancel the setting of the basic medical insurance personal accounts for urban workers so as to enhance the commonality of the social pooling fund and better meet the basic principle that the government should assume limited liability.