从中长期来看,世界经济正处于一个复苏的过程中,中国经济的增速尽管有所下降,但发展依然是主基调。但如果从短期来看,尤其是2014年,中国经济的发展的确面临着下行的压力,但也没有像某些海外金融机构预测的那样悲观。中国经济步入一个下行周期,和正在进行的各项改革和实验都有着一定的关系,比如中国政府正在尝试推进的利率市场化改革,从世界各国的经验来看,在推动利率市场化的过程 In the medium to long term, the world economy is in a process of recovery. Although its economic growth has declined, its development remains the keynote tone. However, if in the short term, especially in 2014, the development of China’s economy is indeed under downward pressure, it is not as pessimistic as some overseas financial institutions have predicted. The Chinese economy has entered a downward cycle and has some relations with various ongoing reforms and experiments. For instance, the Chinese government is trying to promote market-based interest rate reform. From the experience of other countries in the world, it is imperative to promote the marketization of interest rates.