董事责任保险在西方证券市场得到了广泛采用,但这个有利于推动证券市场健康发展,促进上市公司优化治理机构和保护投资者利益的良好方法,在我国的发展却十分缓慢。本文介绍了董事责任保险的概念、特点和作用,并进一步分析了在我国的发展,提出了改善建议。 The liability insurance of directors has been widely adopted in the western securities market. However, this is a very good method to promote the sound development of the securities market, promote the optimization of the governance structure of listed companies and protect the interests of investors. However, the development in our country is very slow. This paper introduces the concept, characteristics and functions of directors’ liability insurance, and further analyzes the development in our country and puts forward suggestions for improvement.