会计结算工作作为银行的一项基础性工作,肩负着业务核算、反映经济成果、防范金融风险等重要职责。是银行实现稳健经营,确保国家资产和客户资金安全的重要保证。随着社会主义市场经济的建立发展和金融体制改革的不断深化,银行会计结算面临的风险日趋多样化、扩大化。近几年金融 Accounting settlement work as a bank’s basic work, shoulder the business accounting, reflecting the economic results, to prevent financial risks and other important responsibilities. It is an important guarantee for banks to achieve sound operation and ensure the safety of national assets and customer funds. With the establishment and development of the socialist market economy and the deepening of the financial system reform, the risks facing bank accounting and settlement have become increasingly diversified and magnified. In recent years, finance