收入状况、理财目标不同,家庭理财方案也应不同。先买房还是先买车家庭基本情况:付文涛今年28岁,参加工作4年,年收入14万元,已婚但没有孩子;妻子在事业单位工作,年收入6万元。仍在租房,租金每月2000元。目前有银行存款30万元。关心问题一:先买房还是先买车?理财师建议:从需求方面讲,付文涛和妻子工作稳定,结婚几年且将来准备生育孩子,存在比较强烈的刚性住房需求;而租住的房子离单位距离不远,对汽车的需求不大。 Income status, financial management goals, family planning programs should also be different. First buy a house or buy a car Home Basic situation: Fu Wentao 28 years old, to work for 4 years, the annual income of 140,000 yuan, married but no children; wife working in public institutions, the annual income of 60,000 yuan. Still renting, rent 2,000 yuan per month. There are currently 300,000 yuan in bank deposits. Concerned about the issue: first buy a house or buy a car? Financial planner: From the demand side, Fu Wentao and his wife work stable, married a few years and in the future to prepare children, there is a strong demand for rigid housing; and rent a house Not far from the unit, the demand for cars is not big.