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小微企业贷款真的只能赔本赚吆喝吗?这个问题至少在湖南省衡阳市雁峰农村信用联社(以下简称雁峰联社)的员工看来,答案应该是否定的。给他们上上下下带来自信的是一连串喜人的数字:截至2011年11月末,雁峰联社各项存款166325万元,各项贷款118921万元,其中小微企业贷款余额达到45624万元,近两年共信贷支持辖内小微企业400余户,累计投放信贷资金76250万元,为小微企业健康发展作出了积极贡献。有研究报告显示,全国中小企业约为980万
Small and micro business loans really can only make money? This problem, at least in Hengyang City, Hunan Province Yanfeng Rural Credit Cooperatives (hereinafter referred to as Yanfeng Associated Press) employees, the answer should be negative. To bring them up and down to bring confidence is a series of gratifying figures: As of the end of November 2011, Yanfeng Associated Press deposits 1663250000 yuan, the loan of 1,189,210,000 yuan, of which the loan balance of small and micro enterprises reached 456.24 million yuan, In the past two years, a total of more than 400 small and micro-sized enterprises have been supported by credit facilities and a total of 762.5 million yuan of credit funds have been put into operation, making a positive contribution to the healthy development of small and micro enterprises. A research report shows that about 9.8 million SMEs nationwide