一、商业保险诞生的背景11世纪,随着政治局势的逐渐稳定和人口的快速增长,商业贸易在欧洲大陆全面复兴。许多人加入了贸易队伍,开始在土地之外寻求生存的机会。然而,整个中世纪的欧洲,商业贸易都充满了危险。且不考虑道路交通的不便利,单单是到处可能存在的强盗威胁就足以让商人 First, the background of the birth of commercial insurance 11th century, with the gradual stabilization of the political situation and rapid population growth, commercial trade in the European continent comprehensive revival. Many joined the trade force and began to seek opportunities to survive beyond land. However, commerce and trade throughout the Middle Ages were full of dangers. Regardless of the inconvenience of road traffic, the threat of banditry alone may suffice for a businessman