教育储蓄住房补贴资金使用模式是将军官子女教育和军官个人住房联系起来的一种新型军队住房补贴资金使用模式。其基本设想是:军官为其子女进行教育储蓄(国家按住房补贴标准为军官进行资金归集)——子女上大学后以储蓄为担保贷款完成学业——还贷后教育储蓄转换为父母的住房补贴资金。 Education and savings housing subsidies to use the mode of funds is the officer and child education officers and individuals linked to a new type of military housing subsidy funds. The basic idea is: the officers save their children education savings (the state subsidies for the officers according to the housing subsidy standard) - children go to college to complete the loan as a guarantee loan to complete their studies - repayment of education savings to parents after the repayment of housing Subsidy funds.