说起养老,人们通常只对社保比较熟悉,认为拥有了社会基本养老保险就足够了。其实,人们熟知的社保只能提供最基本的生活保障,特别是对那些在退休前享受较高薪金和生活品质的人来说,社保完全不能满足他们的养老需求。那么,如何才能让大多数人甚至“金领”一族退休后颐养天年,甚至可以依靠养老金过上质量更好的生活?其实,选择商业补充养老保险、企业年金就能实现这一理想。 When it comes to pensions, people are usually more familiar with social security and think it is enough to have basic social endowment insurance. In fact, well-known social security can only provide the most basic living guarantee, especially for those who enjoy higher salaries and quality of life before retirement, the social security can not meet their retirement needs at all. So, how can most people and even the “Jinling” family retire after their retirement, and even can rely on the pension to lead a better quality of life? In fact, the choice of commercial supplementary pension insurance, enterprise annuity can achieve this ideal .