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随着我国经济高速发展,国民收入水平日益提高,人们对财产的管理意识不断提升,如何将财产进行合理的保值增值一直备受关注。自2005年以来,基金定期定额投资作为一种新型理财方式逐渐进入中国市场,能够平摊成本、稳定收益、适当规避风险等特性使其迅速得到市场认可。本文旨通过对不同基金产品在收益、风险、结构等方面对比,选择出与笔者个人情况相配比的基金产品。
With the rapid economic development in our country, the national income level is increasing day by day, and people’s awareness of the management of property is constantly improving. How to properly preserve, increase and increase the value of property has drawn much attention. Since 2005, the fixed-term fixed-term investment fund gradually enters the Chinese market as a new type of financial management and can be quickly recognized by the market due to its characteristics such as sharing costs, stabilizing returns and appropriately avoiding risks. The purpose of this paper is to compare different fund products in terms of profit, risk, structure and so on, and select the fund products that match with the author’s personal situation.