在市场经济条件下,随着经济的发展和生产社会化程度的提高,项目的建设规模和企业的生产规模日益扩大,创办新企业和维持现有企业都需要巨额资金。这巨额的资金需求仅靠企业自身的积累和内部的集资远远不能得到解决,必须从企业外部开辟资金来源渠道。企业从外部解决资金短缺的矛盾主要有两条渠道:一是从银行贷款;二是通过证券市场发行 Under the condition of market economy, as the economy develops and the socialization of production increases, the construction scale of the project and the scale of production of the enterprise are expanding day by day. Necessarily, huge amounts of funds are required for setting up new enterprises and maintaining existing ones. This huge demand for funds alone can not be solved by the accumulation of enterprises themselves and the internal fund-raising. It is necessary to open up sources of funds from the outside of enterprises. There are two main channels for enterprises to solve the problem of capital shortage from the outside: one is to borrow from banks; the other is to issue securities market