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吴律师:2005年9月1日,中学生李某在一保险公司购买了一份为期一年的学生意外伤害保险,同时附加了意外伤害医疗保险和意外伤害住院医疗保险。2006年4月3日,李某在上学途中,被刘某驾车撞致颅底骨折,共花去医疗费9000余元。经交警部门主持调解,由刘某一次性赔偿了所有的医疗费。此后,李某又向保险公司申请理赔医疗费。保险公司认为肇事者已经支付,李某不应获得双重赔偿,因而拒绝。但法院却支持了李某的诉讼请求,判令保险公司赔偿。请问:李某为何可以获取双重赔偿?读者:祝娟
Wu Lawyer: On September 1, 2005, middle school student Lee Lee purchased a one-year student accident insurance policy at an insurance company, along with accidental injury medical insurance and accidental injury hospitalization insurance. April 3, 2006, Lee on his way to school, Liu was hit by a collision caused by skull fracture, a total of spent more than 9000 yuan medical expenses. The traffic police department presided over the mediation, a one-time compensation for all medical expenses by Liu. Since then, Lee and insurance companies to apply for claims medical expenses. Insurance company that the perpetrators have paid, Lee should not be double compensation, which refused. However, the court has supported Lee’s claim and ordered the insurance company to pay compensation. I ask you: Why Lee can get double compensation? Readers: Zhu Juan