“五一”黄金周过后,人们还沉浸在假日的喜悦之中,尽管不时会报道一些意外事件的发生,但越来越多的人心里是踏实的,因为他们有意外保险的保护。意外伤害顾名思义包括意外和伤害两层含义。意外是指侵害行为是本人不能预见的外来的、突然的、非疾病的或违背被保险人主观意愿的;伤 After the “May Day” golden week, people are still immersed in the joy of holidays. Although occasional accidents are reported from time to time, more and more people are steadfast in their hearts because they have accidental insurance protection. Accidental injury, as the name implies, includes two layers of meaning of accident and injury. Accident refers to the violation is I can not foresee the alien, sudden, non-disease or against the subjective will of the insured; injury