20世纪20、30年代北方农村钱票泛滥,从实物和史料两方面都得到证实。钱票不同于国家银行、各大商业银行发行的纸币,也不同于各省、市银行发行的纸币,它是县及县以下政府、商会、民间金融机构及商号发行。北方钱票以小面额为主,由于钱票集中在北方一个时期,这与当地特殊的商品经济相联系。正是北方农民的相对贫困才使钱票有了生存空间。 The spread of money in the northern rural areas in the 1920s and 1930s was confirmed both in real and historical materials. Different from the National Bank, the bills issued by the major commercial banks are different from the banknotes issued by the provincial and municipal banks. They are issued by the following governments, chambers of commerce, non-governmental financial institutions and firms under the counties and counties. The northern bill is dominated by small denominations. As the money is concentrated in the north for a period, it is linked to the special commodity economy in the area. It is the relative poverty of the peasants in the north that makes the money available for living.