保险价值和保险金额是船舶保险合同的重要组成部分。保险金额是指保险人与被保险人双方根据保险标的约定价值而约定一个船舶标的本身的赔偿限额,并以此金额作为计算保险费的基础,保险金额在正常情况下要等同于约定价值,也就是说被保险人要按照标的的约定价值足额保险。约定价 The value of insurance and the amount of insurance are an important part of a ship’s insurance contract. The insured amount refers to the insurer and the insured both agreed in accordance with the agreed value of the insurance subject of the subject of the standard of compensation for the ship, and the amount used as the basis for calculating the premium, the amount of insurance under normal circumstances should be equivalent to the agreed value, In other words, the insured person should be fully insured according to the agreed value of the subject matter. About the price