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住院参保人员如果是国家公务员,根据政策规定,住院费用在封顶线以上的部分,可以享受公务员补助,同时为减轻个人负担,还规定了除封顶线以上部分可以享受公务员补助外,还可享受以下优惠政策: 一是在一个自然年度内,住院病人个人自付的医疗费用超过本人2.5个月月平均工资收入(或退休金)总额的,其超过部分由公务员医疗补助经费补助70%。二是在一个自然年度内,住院医疗费用在6000元以下,个人自付的医疗费用超过30%以上的,对其超过部分由公务员补助经费补助70%。
If the hospitalized insured person is a national civil servant, according to the policy, the cost of hospitalization above the capped line can enjoy civil servants’ subsidy, meanwhile, in order to lighten the burden on the individual, it also stipulates that in addition to the above capped line, civil servants can enjoy the subsidy, The following preferential policies: First, within a natural year, inpatients personal medical expenses over their own 2.5 months, the average monthly salary (or pensions) total, the majority of 70% of the subsidies funded by civil service medical subsidies. Second, in a natural year, the cost of inpatient medical services is less than 6,000 yuan. If the individual pays more than 30% of the medical expenses, 70% of the subsidy will be subsidized by the civil servants.