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随着信贷紧缩的纵向深入,业界对小企业贷款难的困境越来越关注。很多银行和小额贷款公司积极创新小企业贷款模式,试图帮助这些小企业渡过难关。“一户一策”与大数法则长期以来,银行习惯于对每一家申请贷款的企业进行麻雀式的解剖,尤其是强调财务报表的完整性,从而对企业能否发放贷款、提供什么方式的贷款、提供多少
As the credit crunch goes vertically, the industry is paying more and more attention to the plight of small business loans. Many banks and micro-loan companies are actively innovating the small business loan model in an attempt to help these small businesses to weather the storm. The One-for-One Policy and the Law of Large Numbers Banks have long been used to conduct a sparrow anatomy of every company that applies for a loan, especially emphasizing the integrity of their financial statements, so as to provide enterprises with loans and provide what How much of a loan is provided