消费金融,可以说是近两年由互联网金融格局演变而来的“新金融”的代名词。目前,以“支付”为核心的消费金融在互联网金融行业中占据了最大的一块儿蛋糕。正因为消费金融涉及到生活的方方面面,例如为人熟知的支付宝、微信支付、京东金融等,凭借着其较强的用户粘性,且能够依靠金融服务拓展更多的业务,加之政策红利助推,俨然成为新的蓝海。 Consumer finance can be said to be synonymous with “new finance” evolved from the pattern of Internet finance in the past two years. At present, the consumer finance centering on “payment ” occupies the biggest piece of cake in the Internet finance industry. Precisely because consumer finance involves all aspects of life, such as well-known Alipay, WeChat payment and Jingdong Finance, with its strong user stickiness and being able to rely on financial services to expand more businesses and boosting policy dividends, Become a new blue ocean.