网络银行是互联网的普及、货币数字化发展与技术进步的产物。它作为一种新的金融模式,具有无限广阔的发展空间。随着江门高新区产业升级和开发的深入,资金已成为制约下一步发展的关键,特别是中小企业融资难的问题日益突出,因此搭建江门高新区网络银行,一方面为急需资金的企业提供贷款,另一方面满足资金拥有者的投资需求,可以有效缓解江门市中小企业的融资问题。 Internet banking is the popularization of the Internet, the digital development of money and the product of technological progress. As a new financial model, it has unlimited space for development. With the industrial upgrading and development of Jiangmen High-tech Zone deepening, capital has become the key to restrict the development of the next step. Especially, the financing difficulties of SMEs are becoming increasingly prominent. Therefore, establishing Jiangmen Hi-tech Zone Internet Banking provides loans to enterprises in urgent need of funds , On the other hand to meet the investment needs of fund owners, can effectively ease the financing of SMEs in Jiangmen.