随着我国市场的不断扩大,以及国家对经济发展的重视度不断提高,人们对商业银行的发展也高度关注,国有企业作为国家发展的经济命脉,在经济发展中占有相当重要的位置,那么信用贷款则是我们中小企业必须面临的问题,然而,在信贷过程中,仍然会有很多的问题,我们需要认清问题,找出问题,解决问题。 With the continuous expansion of China’s market and the ever-increasing emphasis on economic development by the state, people are also paying close attention to the development of commercial banks. As the economic lifeline of national development, state-owned enterprises occupy a rather important place in economic development. So credit Loans are problems our SMEs must face. However, there are still many problems in the credit process. We need to recognize the problems, identify the problems and solve the problems.